Individual Benefits
• Life Insurance – Term & Permanent
• Health Insurance
• Disability Insurance
• Long Term Care Insurance
• Medicare Supplements
• Final Expense
• Pet Insurance
Managing Your Risk
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Captive Benefits
• Greater Control over Claims
• Increased Coverage
• Increased Capacity
• Underwriting Flexibility
• Access Reinsurance Market
• Incentive for Loss Control
• Reduced Insurance Costs
• Capture Underwriting Profit
• Pricing Stability
• Improved Claims Review & Processing
• Purchase Based on Need
• Tax Benefits
• Investment Income
• Additional Profit Center