Group, Individual and Employer/Employee Benefits

PPS acts as an independent insurance agency and broker.  We advise our clients how to obtain the right insurance coverage at the right price.  We offer a broad range of insurance programs coupled with our experience in risk and claims management for business insurance, employer/employee benefits, life insurance and health insurance. Our business insurance clients include local, regional, national and international organizations. 

Our insurance clients have a broad range of exposures, locally and nationally. We continually build on our strong relationships and negotiate with a large number of insurance companies to provide you options for comprehensive insurance at highly competitive premiums. PPS is large enough to effectively negotiate and deliver programs to all size organizations while being small enough to provide a personal touch. Our staff is made up of highly trained professionals with extensive experience who are dedicated to delivering outstanding customer service.  


  • ​Life Insurance 
  • Health Insurance
  • Disability Insurance
  • Section 79 Plans


  • Greater Control over Claims  
  • Increased Coverage
  • Increased Capacity
  • Underwriting Flexibility
  • Access Reinsurance Market
  • Incentive for Loss Control
  • Reduced Insurance Costs​​
  • Capture Underwriting Profit
  • Pricing Stability
  • Improved Claims Review and Processing
  • Purchase Based on Need
  • Tax Benefits
  • Investment Income
  • Additional Profit Center


  • Life Insurance – Term & Permanent 
  • Health Insurance
  • Disability Insurance​
  • Long Term Care Insurance
  • Medicare Supplements 
  • ​Final Expense ​

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